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0.5–1% cashback on everything you buy

Every purchase with the ACK card earns 0.5–1% cashback. There is no minimum spend to earn cashback — and your entire balance earns 3–4% APY at the same time. Tap the card, your phone or your watch — Apple Pay, Google Wallet or Samsung Wallet — and every purchase still earns.

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What it adds up to

  • Spend $1,000 a month: $60–$120 cashback a year
  • Spend $2,500 a month: $150–$300 cashback a year
  • Keep $10,000 and spend $1,000 a month: $360–$520 a year from APY and cashback together

Is there a debit card with cashback and APY?

Yes — the ACK card pays both: 0.5–1% back on purchases and 3–4% APY on your entire balance, with a $0 card fee.

Questions

Is there a minimum?

No. No minimum balance to earn, no minimum spend to earn cashback.

What does the card cost?

$0. No issuing fee, no monthly fee, no annual fee.

The ACK card is coming soon

Join the waitlist — first in, first access.