What is the ACK card?
The ACK card is a $0-fee Visa/Mastercard debit card from ACK Fintech Inc. Your entire balance earns 3–4% APY, every day. Every purchase earns 0.5–1% cashback. You pay 0% foreign-exchange markup anywhere in the world. Fund it with dollars, stablecoin or any currency. Digital or physical — your choice. It works with Apple Pay, Google Wallet and Samsung Wallet.
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Who is ACK Fintech?
ACK Fintech Inc. is a financial technology company, not a bank. It is a Delaware corporation headquartered in New Jersey. Banking services are provided by a partner bank.
What you get
- $0 card feeNo issuing, monthly or annual fee
- 3–4% APYAnnual interest on your entire balance, every day
- 0.5–1% cashbackOn everything you buy
- No minimumsNo minimum balance. No minimum spend.
- 0% foreign-exchange markupYou pay the network’s wholesale rate. ACK adds nothing.
- $0 ATM markup from ACKAny ATM in the world. You pay only the ATM owner’s fee, if any. ACK adds no cost.
- Fund it your wayDollars, stablecoin or any currency
- Spend anywhereAny country, any currency
- Tap to payApple Pay, Google Wallet and Samsung Wallet. Or tap the contactless card.
Questions
Is ACK a bank?
No. ACK Fintech Inc. is a financial technology company. Accounts and cards are provided by a partner bank.
Is my money safe?
Yes. Your money is held at an FDIC-insured partner bank or in a U.S. Treasury money-market sweep — two of the safest places money can sit: a government-insured bank account, or U.S. government securities. How your money is held
Who can get the ACK card?
Anyone 18 or older living in the United States, with a US address and a Social Security number or ITIN, verified with standard KYC documents. Eligibility
Does it work with Apple Pay and Google Wallet?
Yes. Add the ACK card to Apple Pay, Google Wallet or Samsung Wallet and tap to pay with your phone or watch, or tap the contactless card itself. You can also add it to PayPal, Venmo and Cash App. Apple Pay, Google Wallet and Samsung Wallet
How do I get the ACK card?
Join the waitlist with your email. When the ACK card opens, we’ll email you; you open your account online, verify your identity, and choose digital, physical or both.
When does it open?
Join the waitlist and we’ll email you when the ACK card opens. First in, first access.