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Convert between 150+ currencies at today’s reference rate — and see what a 3% card markup would add.
Last updated: October 11, 2026
Amount
From AED — United Arab Emirates Dirham AFN — Afghan Afghani ALL — Albanian Lek AMD — Armenian Dram ANG — Netherlands Antillean Guilder AOA — Angolan Kwanza ARS — Argentine Peso AUD — Australian Dollar AWG — Aruban Florin AZN — Azerbaijani Manat BAM — Bosnia and Herzegovina Convertible Mark BBD — Barbadian Dollar BDT — Bangladeshi Taka BHD — Bahraini Dinar BIF — Burundian Franc BMD — Bermudian Dollar BND — Brunei Dollar BOB — Bolivian Boliviano BRL — Brazilian Real BSD — Bahamian Dollar BTN — Bhutanese Ngultrum BWP — Botswana Pula BYN — Belarusian Ruble BZD — Belize Dollar CAD — Canadian Dollar CDF — Congolese Franc CHF — Swiss Franc CLP — Chilean Peso CNH — Chinese Renminbi Yuan Offshore CNY — Chinese Renminbi Yuan COP — Colombian Peso CRC — Costa Rican Colón CVE — Cape Verdean Escudo CZK — Czech Koruna DJF — Djiboutian Franc DKK — Danish Krone DOP — Dominican Peso DZD — Algerian Dinar EGP — Egyptian Pound ERN — Eritrean Nakfa ETB — Ethiopian Birr EUR — Euro FJD — Fijian Dollar FKP — Falkland Pound GBP — British Pound GEL — Georgian Lari GGP — Guernsey Pound GHS — Ghanaian Cedi GIP — Gibraltar Pound GMD — Gambian Dalasi GNF — Guinean Franc GTQ — Guatemalan Quetzal GYD — Guyanese Dollar HKD — Hong Kong Dollar HNL — Honduran Lempira HTG — Haitian Gourde HUF — Hungarian Forint IDR — Indonesian Rupiah ILS — Israeli New Shekel IMP — Isle of Man Pound INR — Indian Rupee IQD — Iraqi Dinar ISK — Icelandic Króna JEP — Jersey Pound JMD — Jamaican Dollar JOD — Jordanian Dinar JPY — Japanese Yen KES — Kenyan Shilling KGS — Kyrgyzstani Som KHR — Cambodian Riel KMF — Comorian Franc KRW — South Korean Won KWD — Kuwaiti Dinar KYD — Cayman Islands Dollar KZT — Kazakhstani Tenge LAK — Lao Kip LBP — Lebanese Pound LKR — Sri Lankan Rupee LRD — Liberian Dollar LSL — Lesotho Loti LYD — Libyan Dinar MAD — Moroccan Dirham MDL — Moldovan Leu MGA — Malagasy Ariary MKD — Macedonian Denar MMK — Myanmar Kyat MNT — Mongolian Tögrög MOP — Macanese Pataca MRU — Mauritanian Ouguiya MUR — Mauritian Rupee MVR — Maldivian Rufiyaa MWK — Malawian Kwacha MXN — Mexican Peso MYR — Malaysian Ringgit MZN — Mozambican Metical NAD — Namibian Dollar NGN — Nigerian Naira NIO — Nicaraguan Córdoba NOK — Norwegian Krone NPR — Nepalese Rupee NZD — New Zealand Dollar OMR — Omani Rial PAB — Panamanian Balboa PEN — Peruvian Sol PGK — Papua New Guinean Kina PHP — Philippine Peso PKR — Pakistani Rupee PLN — Polish Złoty PYG — Paraguayan Guaraní QAR — Qatari Riyal RON — Romanian Leu RSD — Serbian Dinar RUB — Russian Ruble RWF — Rwandan Franc SAR — Saudi Riyal SBD — Solomon Islands Dollar SCR — Seychellois Rupee SDG — Sudanese Pound SEK — Swedish Krona SGD — Singapore Dollar SHP — Saint Helenian Pound SLE — New Leone SOS — Somali Shilling SRD — Surinamese Dollar SSP — South Sudanese Pound STN — São Tomé and Príncipe Second Dobra SVC — Salvadoran Colón SZL — Swazi Lilangeni THB — Thai Baht TJS — Tajikistani Somoni TMT — Turkmenistani Manat TND — Tunisian Dinar TOP — Tongan Paʻanga TRY — Turkish Lira TTD — Trinidad and Tobago Dollar TWD — New Taiwan Dollar TZS — Tanzanian Shilling UAH — Ukrainian Hryvnia UGX — Ugandan Shilling USD — United States Dollar UYU — Uruguayan Peso UZS — Uzbekistan Som VES — Venezuelan Bolívar Soberano VND — Vietnamese Đồng VUV — Vanuatu Vatu WST — Samoan Tala XAF — Central African CFA Franc XCD — East Caribbean Dollar XCG — Caribbean Guilder XOF — West African CFA Franc XPF — CFP Franc YER — Yemeni Rial ZAR — South African Rand ZMW — Zambian Kwacha ZWG — Zimbabwe Gold
To AED — United Arab Emirates Dirham AFN — Afghan Afghani ALL — Albanian Lek AMD — Armenian Dram ANG — Netherlands Antillean Guilder AOA — Angolan Kwanza ARS — Argentine Peso AUD — Australian Dollar AWG — Aruban Florin AZN — Azerbaijani Manat BAM — Bosnia and Herzegovina Convertible Mark BBD — Barbadian Dollar BDT — Bangladeshi Taka BHD — Bahraini Dinar BIF — Burundian Franc BMD — Bermudian Dollar BND — Brunei Dollar BOB — Bolivian Boliviano BRL — Brazilian Real BSD — Bahamian Dollar BTN — Bhutanese Ngultrum BWP — Botswana Pula BYN — Belarusian Ruble BZD — Belize Dollar CAD — Canadian Dollar CDF — Congolese Franc CHF — Swiss Franc CLP — Chilean Peso CNH — Chinese Renminbi Yuan Offshore CNY — Chinese Renminbi Yuan COP — Colombian Peso CRC — Costa Rican Colón CVE — Cape Verdean Escudo CZK — Czech Koruna DJF — Djiboutian Franc DKK — Danish Krone DOP — Dominican Peso DZD — Algerian Dinar EGP — Egyptian Pound ERN — Eritrean Nakfa ETB — Ethiopian Birr EUR — Euro FJD — Fijian Dollar FKP — Falkland Pound GBP — British Pound GEL — Georgian Lari GGP — Guernsey Pound GHS — Ghanaian Cedi GIP — Gibraltar Pound GMD — Gambian Dalasi GNF — Guinean Franc GTQ — Guatemalan Quetzal GYD — Guyanese Dollar HKD — Hong Kong Dollar HNL — Honduran Lempira HTG — Haitian Gourde HUF — Hungarian Forint IDR — Indonesian Rupiah ILS — Israeli New Shekel IMP — Isle of Man Pound INR — Indian Rupee IQD — Iraqi Dinar ISK — Icelandic Króna JEP — Jersey Pound JMD — Jamaican Dollar JOD — Jordanian Dinar JPY — Japanese Yen KES — Kenyan Shilling KGS — Kyrgyzstani Som KHR — Cambodian Riel KMF — Comorian Franc KRW — South Korean Won KWD — Kuwaiti Dinar KYD — Cayman Islands Dollar KZT — Kazakhstani Tenge LAK — Lao Kip LBP — Lebanese Pound LKR — Sri Lankan Rupee LRD — Liberian Dollar LSL — Lesotho Loti LYD — Libyan Dinar MAD — Moroccan Dirham MDL — Moldovan Leu MGA — Malagasy Ariary MKD — Macedonian Denar MMK — Myanmar Kyat MNT — Mongolian Tögrög MOP — Macanese Pataca MRU — Mauritanian Ouguiya MUR — Mauritian Rupee MVR — Maldivian Rufiyaa MWK — Malawian Kwacha MXN — Mexican Peso MYR — Malaysian Ringgit MZN — Mozambican Metical NAD — Namibian Dollar NGN — Nigerian Naira NIO — Nicaraguan Córdoba NOK — Norwegian Krone NPR — Nepalese Rupee NZD — New Zealand Dollar OMR — Omani Rial PAB — Panamanian Balboa PEN — Peruvian Sol PGK — Papua New Guinean Kina PHP — Philippine Peso PKR — Pakistani Rupee PLN — Polish Złoty PYG — Paraguayan Guaraní QAR — Qatari Riyal RON — Romanian Leu RSD — Serbian Dinar RUB — Russian Ruble RWF — Rwandan Franc SAR — Saudi Riyal SBD — Solomon Islands Dollar SCR — Seychellois Rupee SDG — Sudanese Pound SEK — Swedish Krona SGD — Singapore Dollar SHP — Saint Helenian Pound SLE — New Leone SOS — Somali Shilling SRD — Surinamese Dollar SSP — South Sudanese Pound STN — São Tomé and Príncipe Second Dobra SVC — Salvadoran Colón SZL — Swazi Lilangeni THB — Thai Baht TJS — Tajikistani Somoni TMT — Turkmenistani Manat TND — Tunisian Dinar TOP — Tongan Paʻanga TRY — Turkish Lira TTD — Trinidad and Tobago Dollar TWD — New Taiwan Dollar TZS — Tanzanian Shilling UAH — Ukrainian Hryvnia UGX — Ugandan Shilling USD — United States Dollar UYU — Uruguayan Peso UZS — Uzbekistan Som VES — Venezuelan Bolívar Soberano VND — Vietnamese Đồng VUV — Vanuatu Vatu WST — Samoan Tala XAF — Central African CFA Franc XCD — East Caribbean Dollar XCG — Caribbean Guilder XOF — West African CFA Franc XPF — CFP Franc YER — Yemeni Rial ZAR — South African Rand ZMW — Zambian Kwacha ZWG — Zimbabwe Gold
⇄ Swap
100.00 USD = 89.15 EUR
1 USD = 0.89154 EUR · reference rate, October 11, 2026
With a 3% card markup 103.00 USD
Extra you’d pay 3.00 USD
ACK’s markup 0%
A 3% markup is what standard Chase and Bank of America debit cards charge when you pay in a foreign currency. With the ACK card: 0% FX markup — you pay the network’s wholesale rate.
Reference rates from central-bank data via Frankfurter , updated daily. Card networks such as Visa and Mastercard set their own rates, which can differ slightly.
What a 3% card markup costs
What a 3% card markup costs You spend At a 3% markup With the ACK card $100 $3 $0 $500 $15 $0 $1,000 $30 $0 $3,000 $90 $0
Work out your own number in the FX markup calculator .
Questions
Which exchange rate does this converter use? Daily reference rates published by central banks, such as the European Central Bank, via the free Frankfurter service. Card networks such as Visa and Mastercard set their own rates, which can differ slightly.
Does the ACK card add a markup when I pay in another currency? No. The ACK card has 0% foreign-exchange markup: you pay the network’s wholesale rate, and ACK adds nothing. 0% FX markup