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A $0-fee debit card — and no minimums

$0 card fee — no issuing, monthly or annual fee. No minimum balance. No minimum spend.

Last updated:

What you don’t pay

  • No issuing fee, no monthly fee, no annual fee
  • No minimum balance to earn 3–4% APY
  • No minimum spend to earn 0.5–1% cashback
  • 0% foreign-exchange markup — you pay the network’s wholesale rate
  • $0 ATM markup from ACK — you pay only the ATM owner’s fee, if any

Questions

What does the card cost?

$0. No issuing fee, no monthly fee, no annual fee.

Is there a minimum?

No. No minimum balance to earn, no minimum spend to earn cashback.

The ACK card is coming soon

Join the waitlist — first in, first access.